Our fees
We understand that fees are crucial when choosing a financial planner. For this reason, we disclose our fees upfront, providing the information you need to make an informed decision.
Delivering unmatched value through quality
Working with a financial planner offers you expertise and peace of mind. We build long-term, trusted relationships with our clients, taking the time to understand what matters most to you and your family.
We are committed to ensuring our services represent excellent value for money, and we will always make you aware of any charges before they are incurred. Our commitment to transparency means our fees are detailed below, along with examples of what you might expect to pay.
Initial consultation
Complimentary
At our first meeting, we’ll explore your goals, discuss your current situation, and determine whether our expertise will help you with your needs. In addition, your financial planner will explain how our services work and answer any questions you may have.
Research, analysis and implementation of advice
Percentage fee
If you decide to proceed following our initial consultation, we will begin by thoroughly analysing your current financial position. Once we have gathered all the necessary information, we will prepare your comprehensive financial planning report. This will detail your current situation and provide thoroughly researched recommendations that we believe are in your best interests.
After you have reviewed the report and feel confident in making an informed decision, and once we have received your consent, we will start implementing our recommendations.
As we act on your behalf as an intermediary and intend to implement financial solutions, our fees are usually exempt from VAT.
This includes:
- Analysing your current position
- Consulting with existing providers if required
- Preparing a full financial planning report
- Discussion of our recommendations
- Implementing our recommendations
- Helping you to complete relevant forms.
Our initial fees are capped at £12,000
Investable assets
Charge (%)
£0 – £499,999
1%
£500,000 – £999,999
0.5%
£1 million or above
0.15%
Example 1
If you invested £200,000, you would be charged an annual fee of £2,000 (1%).
Example 2
If you invested £750,000, you would be charged an annual fee of £6,250 (0.83%).
Ongoing review
Up to 1% per year, subject to a maximum fee of £12,000
Our ongoing service is designed to ensure your financial plans remain on track to achieve your goals. It’s natural for your financial situation, future plans, and risk profile to change over time. Our ongoing review service is here to help you adapt to these changes and keep your plans aligned with your evolving needs.
As a minimum, our ongoing review service will include an annual review with you that typically includes:
- Reviewing your current situation and capturing any changes
- Revisiting your objectives and ensuring we are on track to meet your goals.
- A re-assessment of your attitude to risk and confirming the ongoing appropriateness of your portfolio
- Reviewing previously recommended arrangements and confirming their ongoing suitability
- Identifying any necessary changes and taking steps to implement them
- Annual valuations to monitor your investment performance against your objectives and circumstances
- Confirmation of advice costs and charges
- A review of your cash flow planning report where applicable.
Assets under management
Charge (%)
£0 – £499,999
1%
£500,000 – £999,999
0.5%
£1 million or above
0.15%
Example 1
If you invested £200,000, you would be charged an annual fee of £2,000 (1%).
Example 2
If you invested £750,000, you would be charged an annual fee of £6,250 (0.83%).
Examples of first year combined fees
Example 1
You have a portfolio valued at £200,000. Your initial fee is £2,000 (one off first year only) and your ongoing fee for the first year is £2,000.
Total fees: £4,000
Example 2
You have a portfolio valued at £750,000. Your initial fee is £6,250 (one off first year only) and your ongoing fee for the first year is £6,250.
Total fees: £13,500
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Lawrence Clarke Financial Planning is a trading style of Lawrence Clarke Limited, an appointed representative of Best Practice IFA Group Ltd., registration number 223112, which is authorised and regulated by the Financial Conduct Authority.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
Lawrence Clarke Limited is registered in England and Wales, no. 3679668.
Approved by Best Practice IFA Group 19/02/2025.
Pavilion 2
Little Park Farm Road
Segensworth West
Fareham
Hampshire
PO15 5TD
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